Savings certificates

What would your savings earn?

Before any tax, at the first-year rate for step-down certificates.

Advertised annual return. Floating rates follow the Central Bank overnight deposit rate (19%). Check terms and minimums with the bank.

13 certificates

Highest return first
Ibn Misr step-downStep-downTopBanque Misr3 yearsannualMin 1,000Year one 22.00% then 17.50% then 13.25%You earn 22,000 EGP a year, 52,750 EGP over the term
22.00%first year
Platinum step-downStep-downNational Bank of Egypt3 yearsannualMin 1,000Year one 22.00% then 17.50% then 13.00%You earn 22,000 EGP a year, 52,500 EGP over the term
22.00%first year
Platinum step-downStep-downNational Bank of Egypt3 yearsmonthlyMin 1,000Year one 21.00% then 16.25% then 12.00%You earn 1,750 EGP a month, 49,250 EGP over the term
21.00%first year
Ibn Misr step-downStep-downBanque Misr3 yearsmonthlyMin 1,000Year one 20.50% then 16.25% then 12.25%You earn 1,708 EGP a month, 49,000 EGP over the term
20.50%first year
Platinum floatingFloatingNational Bank of Egypt3 yearsmonthlyMin 1,000Central Bank rate +0.50%, floor 17.00%You earn 1,625 EGP a month, 58,500 EGP over the term
19.50%a year
Ibn Misr floatingFloatingBanque Misr3 yearsmonthlyMin 1,000Central Bank rate +0.25%, floor 17.50%You earn 1,604 EGP a month, 57,750 EGP over the term
19.25%a year
YoumatyFixedBanque Misr3 yearsdailyMin 1,000You earn 52 EGP a day, 57,000 EGP over the term
19.00%a year
Platinum fixedFixedNational Bank of Egypt3 yearsmonthlyMin 1,000You earn 1,479 EGP a month, 53,250 EGP over the term
17.75%a year
Three-year fixedFixedQNB Egypt3 yearsannualMin 1,000You earn 17,650 EGP a year, 52,950 EGP over the term
17.65%a year
Three-year fixedFixedBanque du Caire3 yearsquarterlyMin 1,000You earn 4,375 EGP every 3 months, 52,500 EGP over the term
17.50%a year
Three-year fixedFixedQNB Egypt3 yearsmonthlyMin 1,000You earn 1,458 EGP a month, 52,500 EGP over the term
17.50%a year
Three-year fixedFixedBanque du Caire3 yearsmonthlyMin 1,000You earn 1,438 EGP a month, 51,750 EGP over the term
17.25%a year
Five-yearFixedNational Bank of Egypt5 yearsmonthlyMin 1,000You earn 1,188 EGP a month, 71,250 EGP over the term
14.25%a year

Advertised annual return. Floating rates follow the Central Bank overnight deposit rate (19%).

Savings plannerWhat your money becomes, or what to save for a goalTreasury billsReturns before and after taxInvestment funds205 funds sorted by return