National Bank of Egypt savings certificates today: rates and terms

Savings certificates

What would your savings earn?

Before any tax, at the first-year rate for step-down certificates.

Advertised annual return. Floating rates follow the Central Bank overnight deposit rate (20%). Check terms and minimums with the bank.

Installment or cash?Before you buy in installments, compare the offer with keeping your money in a certificate.

5 certificates

Highest return first

We are rechecking some returns. Confirm the return with the bank before you buy.

Platinum step-downStep-downTopNational Bank of Egypt3 yearsannualMin 1,000Year one 22.00% then 17.50% then 13.00%Checked on 2 Nov 2026You earn 22,000 EGP a year, 52,500 EGP over the term
22.00%first year
Platinum step-downStep-downNational Bank of Egypt3 yearsmonthlyMin 1,000Year one 21.00% then 16.25% then 12.00%Checked on 2 Nov 2026You earn 1,750 EGP a month, 49,250 EGP over the term
21.00%first year
Platinum floatingFloatingNational Bank of Egypt3 yearsmonthlyMin 1,000Central Bank rate +0.50%, floor 17.00%Checked on 2 Nov 2026You earn 1,708 EGP a month, 61,500 EGP over the term
20.50%a year
Platinum fixedFixedNational Bank of Egypt3 yearsmonthlyMin 1,000Checked on 15 Oct 2026Being recheckedYou earn 1,479 EGP a month, 53,250 EGP over the term
17.75%a year
Five-yearFixedNational Bank of Egypt5 yearsmonthlyMin 1,000Checked on 15 Oct 2026Being recheckedYou earn 1,188 EGP a month, 71,250 EGP over the term
14.25%a year

Advertised annual return. Floating rates follow the Central Bank overnight deposit rate (20%).

Savings plannerWhat your money becomes, or what to save for a goalTreasury billsReturns before and after taxInvestment funds204 funds sorted by return

Guides

Investment funds for beginners, the types and the fees1 min read.Treasury bills and the 20% tax, what you actually receive1 min read.How bank certificates work and how to work out your return1 min read.

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Rates shown are for information only, and the rate you get at the branch or at checkout may differ. Confirm it with the bank or provider before you buy, sell or send. Geneh does not sell currency or gold and does not give investment advice.

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